Called me twice on 4/7/16 (someone named Nancy), some story about free grant money (LOL SCAM) and that I needed to pay $3.80 initial account fee (SCAM) to set up account (sure give my credit card so you can drain). Claimed to be U.S. Financial Resources not sure how true this is but felt like a SCAM. Also using a really bad fake accent. Had a little fun with this one.