I received the same call. But didn't answer & of course like the rest of you , no message. However, my cell is on the Do Not Call List!! Once ur # is on there it's on there. Unless it's been disconnected or a few other minor things, You don't have to redo it every 6 months. I didn't answer my phone so unfortunately I can't report them.
But then u have company's like this who just dial every single #. So nothing is going 2 help.
* The real kicker is- a CC company? I could have had a lot of fun with them!! I don't use them!!!
Thanks 2 the people 4 the spam ring idea!!! What a wonderful idea!
I also believe this is a scam. Called to lower Visa or Mastercard interest rate. Can't identify what card and your account. This is not a bank. Don't give card info and don't fall for this. Calling my bank card to report this. When I quized them they hung up.
This is indeed a scam, especially when I paid off all my credit cards and terminated them when I retired from the Navy in 2006. Also, they are obviously using an auto-dialer that is not based in the US at all. It is the only way that they can get around the National Do Not Call List. Whatever you do, do not give them the time of day or any information!
Send them a "Cease, Desist, and Verify" letter via registered mail with return receipt. Once they receive it (and they have to sign for it and you'll have proof they did) they cannot call you and have 30 calendar days under the FDCPA to show ORIGINAL documentation of whatever debt they are trying to say you owe.
Also, if they present themselves as "Card Holder Services" to help you lower your interest rates, that is misrepresentation and a Federal crime under the FDCPA.