So I get this phone call on my cell and it's a recording to lower my credit card percentage.  I don't have a credit card but one of the options is to press 1 to talk to a representative and i did and I hear all this noise in the background that doesn't sound like a call center and the woman that answered it didn't identify herself and I said 1)  You call my cell phone 2) I don't have a credit card and she said 3) then you souldn't have pressed 1 and hung up on me - Gee can you say SCAMMER!!!!