They call consistently....they mostly hang up but when they don't they say they can lower my interest rates on my credit cards. I asked them which card, they said the ones I have. I asked again which card or cards and they said Visa and MasterCard. I asked which accounts....I had them stumped. I said I was on the NO CALL LIST but it didn't faze her. I asked her not to call back but she said her company doesn't do the calling. It comes from a 3rd party that forwards the calls to whatever card company is next in line. It is surely a scam.
Called and told me they were from Visa and said because I make my payments on time, they could lower the interest rate to 6.9%. I told them I had just spoken to Chase and they are not lowering interest rates for anybody. who are they? She then said with various companies: Bank of America, chase, etc. and how much was my credit card balance. I told her that if she really was from my credit card service dept. she would have that info in front of her already and I wasn't giving it to her. I repeated that Chase is not lowering interest rates and that I thought this was a scam. she hung up.