Tell them you will pay the debt when they furnish written proof you legitimately owe it.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).
Web site with alleged contact information: http://dynamicrecovery.com/contact/
BBB page accredited with a B rating and 911 complaints and 4 negative reviews: http://www.bbb.org/upstatesc/business-reviews ... le-sc-90002487/
South Carolina Dept. of State info:
DYNAMIC RECOVERY SOLUTIONS LLC
Note:This online database was last updated on 3/2/2015 3:07:03 AM.
See our Disclaimer.
DOMESTIC / FOREIGN: Domestic
STATUS: Good Standing
STATE OF INCORPORATION
/ ORGANIZATION: SOUTH CAROLINA
Profit
REGISTERED AGENT INFORMATION
REGISTERED AGENT NAME: NATIONAL REGISTERED AGENTS INC
ADDRESS: 2 OFFICE PARK CT
CITY: COLUMBIA
STATE: SC
ZIP: 29223
SECOND ADDRESS: STE 103
FILE DATE: 05/05/2008
EFFECTIVE DATE: 05/05/2008
DISSOLVED DATE: / /
Corporation History Records
CODE FILE DATE COMMENT Document
Domestic LLC 05/05/2008 AT WILL
Numerous complaints across the net:
http://www.ripoffreport.com/r/dynamic-recovery-solutions/greenville-south-carolina-29616-0759/dynamic-recovery-solutions-drs-mailing-a-letter-asking-for-a-settlement-greenville-south-784958
http://www.ripoffreport.com/reports/directory/dynamic-recovery-solutions
http://www.consumeraffairs.com/debt/debt_recovery_solutions.html
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... ns/td-p/2449349
Possibly associated with this criminal enterprise: HP Financial
http://faircreditblog.com/dynamic-recovery-solutions/
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, etc. all for an alleged or nonexistent debt.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
This place called me and was very rude, I asked for them to send me proof and they said that they have sent several so I told them 1 more wouldn't hurt then lol then I hung up