This is a 3rd party telemarketing company trying to "qualify you" for lower credit card rates. It seems like it's proactive Debt Counseling or something of that nature. I actually answered and played along and the guy was rude and refused to divulge any company info so it was obviously a scam!
just got call , same song!! "to lower your interest rate press 1", i did nothing..then i called back & only option it gave me was to press 1...scam going on here!!!