As so many others have reported, this is -- at best -- a collection agency engaging in prohibited practices and/or failing to comply with requirements.
Most likely, it is a scam with no basis in reality; made up debt owed to made up company.
Now, instead of posting something here, GO TO THESE WEB SITES:
>>>>>>>>>>> REPORT THE SCAM ARTISTS TO BOTH AGENCIES. <<<<<<<<<<<<<<<
============================================================
That's the only thing that will produce any real results.
If you think you may, somehow, owe the money, or if you think it's worth being ripped off to keep the sheriff from showing up, Read These:
http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html
Total extortion scam. Looks like they are now exclusively using the name GB Financial, & are currently using the phone number 314-720-4351, which apparently formerly was used by a company called Total Health, since that is was comes up on the Caller ID display. (Thanks for the info CWG40!!!)
They called me from 406-420-3048 so I called back. I accidentally hit the hang up button so I called back. The man that picked up the phone said 'why do you keep calling here?" I said excuse me and he said it again then said "Jesus Christ, Jesus Christ". I told them never to contact me again. I was so furious that I called back and sat on hold. When they finally answered, I asked for a supervisor. They told me there was not one available. So I continued with the call....they were trying to collect on an old debt that was included in a bankruptcy several years earlier. After I was done talking to him, I again asked for a supervisor. He refused to get one and just hung up on me. These are terrible people!!!!
These idiots called me today and told me I had two charges against me. The first person I talked to said his name was Charles and became extremely rude when I questioned him about the supposed charges and for the name of the company he was working for. He also told me that his company wasn't calling me, that the calls were being routed to them from a third party. When I told him I knew it was a scam, he hung up on me. I then called him back and proceeded to tell him to remove my number from his company directory and he stated he was unable to do that and hung up on me again. So I called back a third time (because two can play that game