Same here. Appears to be cold calls on behalf of Ty Crandall and his "credit suite" franchisor that are trying to get leads for his downstream MLM affiliates who offer to help you get business credit, but also they offer you the chance to buy a system to help other people get business credit, and so on, and so on, etc etc etc until there are no people left to sell to. I swear MLM participants are so gullible and/or sociopaths. The leaders definitely seem to be the latter.