Another useless TM scammer. I answered the call pretending to use a standard schytthead-Trump-voter accent, and the idiot said he could get me a lower rate on my credit card. I don't have any credit cards, so I asked him if he could get me one of them thar credit cards, and he said "noooo . . . " and I said, "well then, EFF YOU!" and hung up. SO much fun pretending to be a dumb Republican, and so easy.