I seem to get these types of calls about the same time every year. This is a scam. I like to have a little fun with them. When they told me they were going to contact my human resource department, I gave them the number and said go ahead, when they said they were going to be at my house that night to serve me, I told them to send someone cute and I would open the door naked. I have to say it is pretty fun to get them all worked up while you (the one being harrassed) is calm. I have them hanging up on me most of the time. After awhile the calls stop...then the next year it all starts again.
I just got a call from this number. The lady stated this was the third and final attempt to reach me. They wanted to verify my current address so they could proceed with legal papers. She threatened to contact my human resources department so I could be served at work. I was given the number to call back and a case number to refer to. This is the third call since last week I have received, stating the same thing, different numbers they are calling from. She ended the message by saying "good luck in court" and hung up. Very unprofessional!
These extortionists are very convincing, which makes their scam so successful---in addition to the fact it is next to impossible to track them down because they are either using disposable cell phones or spoofing numbers and the names of firms utilizing VOIP to make them appear they are legitimate.Your best protection against becoming another victim of these criminals is to educate yourselves with the following facts (straight from the FTC's website):
A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers.
I received a call from the same number threatening me with court action. The lady stated I had given up my right to resolve the claim outside of court. Additional they would be contacting my human resources department for the proper procedure to serve me with papers for court on the property. She ended the call with Good Luck In Court.
I got this call as well... So I called back, having read this page first. The person that answered explained he was a third party collection agency working with instant payday loans.com. He had all of my information to which he read it to me. I did have a payday loan with them, way back when, during a very bad time in my life and filed bankruptcy on them. I would suggest that you check this out, I informed the gentleman of those specifics and he said he'd annotate the system and send it back to them. The post above is spot on, I've since become an attorney, so please know your rights, and know you will never give away your rights to settle a debt it's a predatory payday loan group.
This is the same meeage I received, except mine was for Sonny Holley. This is the fourth call I have received in the last week for Sonny Holley. The calls have come from various parts of the country.