To put this bluntly you will need 500 dollars to start. Get licensed pay fees etc. When your done with that (it takes about 2 weeks). Then you start training, mind you it's going on your 3rd week and still no money. You'r not getting paid for training. Now u start your training and this takes about another 3 weeks of using your money to do this job. So we're talking 6 weeks and no money.Then they want you driving all over the state knocking on peoples doors trying to sell them by a script you memorized.If you make no sales you makmake no check. It's so stressful I took this job in August and made 168$ before I was forced to quit due to lack of money
This is a [***] pyramid PYRAMID scheme. Although they'll deny it that's who they are. Avoid them. They just want busy bee workers to take advantage of and pay for that [***] receptionist they employ. Unless you're into taking advantage of people (some people are; most of the people they employ) make your account on Monster private.
This company is a joke run by children, who think business attire is something you find on the clearance rack at burlington coat factory. They make you sit for days and waste your time, then specify that you have to pay for your certification and class after the inital waste of time takes place.
Scam or not this company is a joke.
This company really is a joke, first off it's a commissioned job, second it's all run by kids dressed in what they call business attire, run by a bunch of "cheap used car salesmen" types, who are cheesy and only care about the dollar, and have this professional "I'm going to sell everyone" attitude. It's life insurance, not rocket science, you can be a moron and sell life insurance. You work for yourself, yet you're "required" to work monday through sunday. Sure, if you have no family and have a strong work ethic, yes, but come on, it's just life insurance. Pyramid scheme, yes. Agents come with high hopes, get the help they need, go on a bunch of appointments, hit their bonuses, and then they're on their own and it's sink or swim. Then when their sick of having no life, and getting nothing in return, they leave, and their accounts are transferred to a manager. Insurance has such a high turnover because a lot of people are just not cut out for it. The childsafe kit is a wonderful tool, but tacky how it's connected to them and used for referrals. Work for a company that you've actually heard of. Research insurance companies, their products, etc and their overall rating. If you don't like commissioned sales, go after a degree in what you want to do, and what your passion is. Also, paying for training, I find to be ridiculous. Besides the licenses, which are required to pay for, if you're going to work for a company, you shouldn't have to pay for working. Don't waste your time if you can't handle a 60 hour work week, no social life, and surviving on next to nothing.
This number is from the Francisco Perez agency in North Providence, RI. They are from American Income Life, which for one is not a company many have heard of to begin with. They spend all their time recruiting agents for their agency, work them over 50 hours a week and micromanage. You want a real job, avoid these people and go for a real company that will give you support that you need, such as Bankers or Primerica, or even Aflac. They constantly bother people to come in for "interviews" and tell you that you are "qualified" and they want you on their team because of your "work ethic". It doesn't matter if you work at Taco Bell or if you have worked for a prestige company in finance. They want you there to work for them, make them money, then leave due to stress and then be forced to find another job. It is time wasting, and not worth it in the long run and the stress is too much to bare. If you are a family person, need not apply. They want someone to fill their heads with empty promises. "management positions" that you can get into. There ARE management positions, but to get to them is a challenge. You have so many requirements and hoops to jump through and when you do get into a management position, you have to pay $150 a week in "fees" to keep everything "running". Do not take it out on the recruiters, they are just doing their job. If Francisco Perez was not running the agency, which is already failing to begin with, then it would be a better place to work for. Other agencies do very well in this economy, because with Life Insurance, there is always a need for it, and people see the value. Just one word of advice from one ex employee, stay away from this agency, and work for some place that people actually heard of. I wish everyone the best of luck, cause in this day and age, people need help. We are very glad to give you some of the background on this agency. If you are based out of RI, or MA, avoid this.