The girl that called at first didn't talk then was stuttering a lot as she kept saying 'hold on' and 'I'm sorry' then started saying that she was from some bank I've never heard of (unfortunately I didn't catch the name of the bank) and that she was calling to in an attempt to collect a debt of a defaulted account in the amount of $2000 something dollars. I don't have any debt, loans, or credit card. Given the callers inarticulate speech and stuttering it seemed like an amateur scammer. Beware.