They like threats. Just a heads up- it's Illegal to attempt what they're doing. You can't file criminal charges on situations like payday loans, but they freak people out, so people pay, and the cycle continues.
Any time you sign up for a payday loan, or anything of the like, I'm pretty sure the info gets sent everywhere. Here's the thing, they can't legally file criminal charges against someone. Flat out remind them of that, then hang up.
I just called a 401-433-7875 number that has been calling me. I spoke with someone, I like you all know I didn't owe anything or such.....anyway, I wasn't even the right person they were trying to get in touch with. I got the exact same message everyday this week. Got tired of it so I called the number. they didn't ask for any personal information, not that I would have given it to them anyway. I work for the state, so I deal with scammers quite a bit, but nope not this gal. Good luck to the rest of y'all...
OH and I forgot to mention, I got the exact same message from a number in OK they other day and when I tried callin it back it had been disconnected. And I called like right after the call came in, so yea, they dumb....they think everyone will fall for that summons crap....
I called and spoke with a chick last night. She indicated that my bank was filling charges against me for breach of contract, something else, and attempt to commit wire fraud and that the charges were true because they has sworn affidavits and all my information. I told her that just because someone said something was true didn't mean it was. She said she was reading it off her computer. I told her I read on my computer that the Easter Bunny delivered chocolate on Sunday so it must be true. She got all indignant "there's no such thing as the Easter Bunny"... I said I have a sworn affidavit so it must be true. She said she was only trying to help and didn't have to call me -- that she was calling me as a "courtesy". I asked her what her goal in calling me was. She would never say. Later, she DID say that the client that would be filing charges was Archway Holdings. I said she misrepresented herself when she implied my bank was the one filing charges. I said I had never had any financial dealings with Archway Holdings and that even if I did, they are claiming that this took place in 2011 and the statute of limitations is 3 years. She claimed it was 6 years for contracts (again, she was wrong). I asked how they were going to serve me if they don't even have my current address -- she said the post office was very good at keeping track of where people live (she obviously has not dealt with MY post office!). She said that I should check with my county courthouse by Friday and they would have my "court date" scheduled. Again, you can't be scheduled for a court date until you have actually been served... but hey, not dealing with Clarence Darrow here. After doing some googling, this is a variation of a scam that they have been working since 2010... the other version is that the "process server" is calling to tell you they are on their way to serve you and you need to be at your office with your boss as a witness plus 2 forms of ID between 2-5 on Friday to be served. Again, the logic of this is that no process server is going to actually WARN you that you are being served. Like the previous caller, she said the name of the company was Capital Associates or something like that and that they are a law firm specializing in litigation. I hope they do serve me because I will counter sue and be eligible for 1000 / phone call for violating the FDCPA.