Quote:you owe money to a hospital or dr office from RI, it is a collection agency, trying to collect money form debtors.
The FACT of the matter is that debt collectors have been known to harass innocent people by calling outdated numbers. I can say that this is a fact because it happened to me.
The fact of the matter is that no one owes a debt collector anything until and if they prove it otherwise as specified in both federal and state collection laws.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.
NCO FINANCIAL AKA NCO GROUP AKA EXPERT GLOBAL SOLUTIONS AKA TRANSWORLD NOW EGS FINANCIAL SYSTEMS, INC.
Alternate Business Names:
CRW Financial, Inovision, Marlin Integrated Capital, Medclear, Medclr, N.C.O. Financial Systems, Incorporated, OSI Collections, Transworld
And now they have a new name, wonder why? Maybe they got sued to many times?
My thanks to Slim and Tamianth for their additional input.
Posted in: http://800notes.com/Phone.aspx/1-401-519-1492
http://800notes.com/Phone.aspx/1-866-750-6108
http://800notes.com/Phone.aspx/1-888-850-6426
http://800notes.com/Phone.aspx/1-201-448-9904
http://800notes.com/Phone.aspx/1-412-802-9638
http://800notes.com/Phone.aspx/1-312-300-5984
http://800notes.com/Phone.aspx/1-888-475-6741/8
http://800notes.com/Phone.aspx/1-972-217-8339/2
http://800notes.com/Phone.aspx/1-800-716-1618
http://800notes.com/Phone.aspx/1-866-899-6654
http://800notes.com/Phone.aspx/1-410-881-5532
http://800notes.com/Phone.aspx/1-877-847-1486/2
http://800notes.com/Phone.aspx/1-702-425-7540
http://800notes.com/Phone.aspx/1-877-228-7157
http://800notes.com/Phone.aspx/1-877-318-1188
http://800notes.com/Phone.aspx/1-951-289-4371/2
http://800notes.com/Phone.aspx/1-866-576-8284/3
http://800notes.com/Phone.aspx/1-401-519-9362
I always have to wonder why an allegedly “legitimate” business would need this many numbers to call out.
BBB gives them an A+ with 348 complaints (somehow 245 complaints disappeared, wonder how much that cost?) a pattern to the complaints where the response was to simply close the file, and a sanction by the FTC-Seriously?:
http://www.bbb.org/washington-dc-eastern-pa/b ... ham-pa-80002360
http://www.bbb.org/evansville/business-review ... lle-in-11000173
http://www.bbb.org/dayton/business-reviews/co ... aine-oh-5000261
Bloomberg shows their information with the names of the head criminals in this organization: http://www.bloomberg.com/research/stocks/priv ... ivcapId=4326126
Looks like being the head of a criminal organization pays well: http://www.bloomberg.com/research/stocks/priv ... vcapId=35245707
Zoom info: http://www.zoominfo.com/p/John-Schwab/116035401
Some more information on his criminal transactions (insider trading): http://people.equilar.com/bio/john-schwab-jgwpt-holdings/salary/821491
Some other Web sites:
http://www.ftc.gov/enforcement/cases-proceedi ... o-group-inc-nco
http://www.consumeraffairs.com/debt/nco.html
http://www.debtcollectionanswers.com/NCO-Financial.html
http://www.ftc.gov/news-events/press-releases ... tc-charges-will
Here is a copy of the 2013 filing:
http://www.ftc.gov/sites/default/files/docume ... 0709ncocmpt.pdf
And the results ...
Results of FTC Complaint
The penalties that NCO Financial faced as a result of the FTC complaint came in at a steep $3.2 million civil penalty. This became the largest penalty amount ever obtained by the FTC against a third party debt collector. This giant penalty amount also came with an agreement from Expert Global Solutions (NCO Financial) and its subsidiaries to stop harassing consumers and using abusive collection tactics that are against the law. If they violate the FDCPA at any time within 5 years after the complaint was filed (July 8, 2013) each violation will be looked at as a separate violation from those listed in the complaint, and will result in more monetary penalties to be paid by the collection agency.
http://www.castlelaw.net/blog/ftc-brings-char ... ating-fdcpa.cfm
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
As well as the PA AG’s Office: https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/