This number called said his name was Derrick Watson, requesting my lawyer call him and if I don't return his call trouble is going to unfold. I think it's the same people from India running a scam but using a different number. They never said a company's name. When I called back the phone was disconnected
This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.
ABC News released an investigative report on this scam a year ago:
I received several phone calls from a guy named Ryan Fleming and he has called my place of employment. I call the number that he used to call me and it has been disconnected. He is foreign and hard to understand, he told me my lawyer or myself needs to call him or trouble will unfold for me.