WATCH OUT FOR THESE CRIMINALS....! I worked at this company and everything they do there is illegal. They purchase all of this debt and pay the collectors 20% per payment. They tell us to represent ourselves under false aliases and threaten check fraud by reciting the laws that govern the state that the debtor tive in. We used to refer to ourselves as "investigators" and pending warrants on every debtors answering machine, and threated to issue a summons by a local sheriff through the magistrate court. They are CLEARLY breaking the law. If they call you DO NOT PAY THEM...GET A RECORDER AND SUE THEM FOR WHAT THEY ARE WORTH!!!!
people just pay your bill because if they have your employer information and your adress and you refuse when they call you they will just be rude and send you over to their atty who has every right to sue you . your best bet is to give them small arrangmnts wich they cant refuse your paymnt and they cant do any thing to you
Good for you TJ however not all the people here deserve your chiding. Many of the Payday Loan companies (which is what I am understand some of the problems are not all) actually take and take and then send you to a junk debt buyer (worth millons in todays market IF they can get people to pay thus the agressive attitudes of some)
It is good when you have people that work with you on problems and not harrass you into making payments you have already made and actually don't owe them. Having said that if I were you I would have gone back to the original creditor and dealt with them because guess what???? It is still probably showing as a bad mark on you CR. CA's cannot remove your bad scores from the original creditor....just an FYI
Jim is right dick I mean Rick BTW sorry TM I put your initials as TJ, anywho, Pay Day loans in several states have regulations that even if you give them a "check" and someone defaults they are not committing fraud (check state laws) many do this because of the ASStronomical (I said [***] LOL)APR/Y and are actually at times violating FDIC rules as to how they are running.
Get your story straight LEARN the law LEARN what your company is held to because guess what a person can actually sue everyone in the company as agents and idividuals how would that make you happy? Now if you are the owner of this company posting you should know that the lawyer is going for your deep and no doubtly slimey pocket first.
UUHHH isn't that what the district attorneys are for????? to make those people who have written fraudulent checks pay????? i can tell you nothing this company is showing me in these posts even scratch the surface of truth in how the process of FRAUD works except to be purveyors of it themselves.