My parents received a call from Randall Young asking for my brothers phone number so they could get a credit reference for me. I called him back and received his voicemail. Told him my name and number and that I needed substantiating documents for whatever he is calling me about. He returned my call, when I tried to talk he kept interrupting me so I said I just want to let you know you are being recorded and he said well, record this, you have trouble paying your debts AND HUNG UP!!!
keeps calling looking for Cindy. No Cindy has ever lived here. I do not know any Cindys. Will not stop calling. I have had my phone number since 1978, so I am thinking that no one that is still alive has ever had it.
first my father received a call from Randall Young, I'm sure an alias, who promptly violated 3rd party disclosure laws to my father. When I contacted him, I cited the FDCPA, and requested original substantiating documents of the alleged debt. I explained that if he could substantiate the debt, I would happily address the matter. He immediately became aggressive, stating that all he had was a settlement agreement for me to sign, which of course doesn't substantiate the debt unless I were to sign it. After I explained that all calls on my phone are recorded, he promptly hung up. It was easy enough to find the corporate office, so I sent a cease & desist via registered email (rpost.com) and fax explaining that I would be meeting with my father to determine if I would file a formal complaint with the AG of LA & GA, and that if I was contacted again prior to supplying substantiation of the debt as the FDCPA REQUIRES, that I would file a formal complaint with both AGs immediately...
within an hour, I received a letter from the corporate office:
Dear Mr. B
We apologize for any inconvenience we have caused. Upon your request, U.S. 1 Financial, LLC will no longer be in contact with you reagrding (CAQSE#XXXXXXXXX). We also advise you keep a copy of this letter for your own records."
UNSIGNED OF COURSE! THIS COMPANY PURCHASES DEBT, BUT DEBT PURCHASERS RARELY ARE SUPPLIED WITH ANY SUBSTANTIATING DOCUMENTS OTHER THAN A SPREADSHEET OF ACCOUNTS. NEVER AGREE TO ANYTHING FROM COCKROACHES LIKE THIS UNTIL THEY SUBSTANTIATE THE DEBT IN A WAY THAT WILL STAND UP IN COURT!!! YOU HAVE RIGHTS!!!
My parents received a call from Randall Young asking for my brothers phone number so they could get a credit reference for me. I called him back and received his voicemail. Told him my name and number and that I needed substantiating documents for whatever he is calling me about. He returned my call, when I tried to talk he kept interrupting me so I said I just want to let you know you are being recorded and he said well, record this, you have trouble paying your debts AND HUNG UP!!!
A man called Randall Young called and said it was urgent that I call regarding a matter for LaVina Rodriguez. I do not know who this LaVina is nor do I appreciate phone calls from Randall Young. Take me off of your phone records please and do not call my number again!