Who called from 4043349984

Caller claims to have a complaint and your SSN and you need to call back same day to avoid further action.

Much as these criminals preach otherwise, a defaulted payday loan *IS NOT* ever considered "check fraud" by the courts. A PDL is *always* consumer credit. Consumer debt in America is *not* a criminal matter. Collectors do not need and cannot whistle up anyone with a badge and a gun to get themselves paid. Real law enforcers have trouble enough catching people who threaten lives and public safety, and they don't want another job chasing unproven penny-ante debts.

Never let bullies on the phone confuse extortion with debt collection. Honest debt collectors do not typically send their claims straight to a judge, and they don't take your ransom money to broker quick deals with so-called "process servers". There are no secretive "arbitrators", "assessment specialists", "detectives", "investigators", "mediators", or "prelitigation specialists". They are sweaty double-talking criminals with a script full of coercive remarks. Lawful debt collection is a process, not an ambush, and you are due a chance at each stage to raise a dispute. The agents' horrid threats are empty and their conduct is illegal. Do not reward lawbreakers with your money. Challenge them always, sue them if you can.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

threads linked to Highland Financial Group / Highland Financial Investigators / HFS Arbitrations in Atlanta, GA
home of payday loan thugs, fake "investigators", bogus "check fraud", and false arrest "warrant" threats
http://800notes.com/Phone.aspx/1-404-254-3788
http://800notes.com/Phone.aspx/1-404-334-7492
http://800notes.com/Phone.aspx/1-404-334-7498
http://800notes.com/Phone.aspx/1-404-334-9984
http://800notes.com/Phone.aspx/1-404-334-9985
http://800notes.com/Phone.aspx/1-404-334-9986
http://800notes.com/Phone.aspx/1-404-334-9987
http://800notes.com/Phone.aspx/1-404-492-6796
http://800notes.com/Phone.aspx/1-404-492-6798
http://800notes.com/Phone.aspx/1-855-798-1893
http://800notes.com/Phone.aspx/1-866-372-8831

I have voice mail recordings of them threatening with criminal proceedings and much more. They are scammers. Here is their latest adventure. http://youtu.be/aMCIa-d6res I created that just so people might see it and not answer for them. They have currently harassed us so bad that I contacted the news station and they told me to email them. So everyone here that has been affected by HFS or the group please email with HFS scam in the subject matter to [email protected]. Lets all pull together and shut this scam operation down!

I HAVE A CIVIL SUIT FROM 2011 FROM A LOAN.COM COMPANY WHICH I HAVE NEVER HEARD OF.

} I have voice mail recordings of them threatening

So where are they? Your minute-thirty slideshow is silent. You have only dimly lit handwritten notes which were shot with a mobile phone and difficult to read, set between very long dissolves. The video laundry-lists phone numbers and urges the viewer to generate nuisance calls to the company, which I might say is bad advice. There is no reason that any of this requires a video.

I agree only that people harmed by the company should take action, but it should be a great deal more constructive.