Yeah, they keep calling me. I told them that the account they are calling on has already been settled in court and I have the papers to prove it...they are scammers that buy old debt, but are too stupid to make sure the debt they are buying is still collectable. They are hoping on getting people on the phone who don't keep track of bills paid or are just plain scared. They haven't done one thing right by the Fair Debt Collection Act, I am still waiting for something in writing from them, which by law is required within 5 days of the initial contact.
And they keep saying that they have exhausted all attempts at contacting me...never got anything but voicemails that are garbled and can't understand them. All attempts would be through the mail as well...I have been told several times by them that I have 48 hours to return the call before their attempts are escalated...it has been 2 months and they haven't done anything but harassed me...they are blocked and until they play by the law, I am not doing anything but ignoring them. They can't prove I ever got one of those voice mails, cell phones and such mess up all the time. If it's not certified mail, there is no way to prove I have been contacted and they can take me to court on that...because I will win with all of the violations of the Fair Debt Collection Act...if you don't know about it, read up on it!
Tell them you need a debt validation letter, proof that they own the debt, and account statements showing original balances. Stops them in their tracks. Also, when they say they are bringing a summons and read you your home or work address, tell them you're there now and to come on over-also shuts these [***] up. It's a TOTAL scam-they bought written off debt and are trying to collect and use words like lawyer, fraud, court and summons to scare you.
Ya i keep getting these calls to harrasing me and them telling me it's for a debt that i have no clue about. They call my family and friends too all the time. So i block the number and they still call from a different #, and told my family and friends to block the # too. If they have all this information on me, which i don't even know how they got, then why don't they mail me this info on what this so called debt i have is about??? Not to mention the threats of this so called debt going to court. WTF????