The attorney I spoke with said that unless I did committ some kind of actual fraud when I took out the loan that it was just a collection agency using scare tactics. I have called the actual orginial loan company several times this morning to try to get answers and I can't reach a actual person. I keep getting a message saying to leave a message. I was wondering if it would do any good to contact the Georgia State Police and see if they have received any complaints about this company.
The attorney I spoke with said that unless I did committ some kind of actual fraud when I took out the loan that it was just a collection agency using scare tactics. I have called the actual orginial loan company several times this morning to try to get answers and I can't reach a actual person. I keep getting a message saying to leave a message. I was wondering if it would do any good to contact the Georgia State Police and see if they have received any complaints about this company.
Check out
http://creditboards.com/forums/
all kinds of good information on how to handle this scum. It looks like they are affiliated with Pinnacle Financial, bottom feeding, scum of the earth junk debt buyers.
National Asset Recovery Systems
20 Corporate Hills Drive
St Charles Mo 63301
The first thing you need to do is check the exact date the loan became delinquent, unless you paid it back before. You need to know what kind of loan a payday loan is in your state and check to see if the statute of limitations has passed. If the SOL has passed, they have misrepresented the status of the debt in a blatant attempt to re-age it by getting you to make a payment by means of extortion. If they did that, they need to be called on it and give your money back. Waste no time disputing the debt by certified mail.
These people have violated the FDCPA and you can sue them just for telling you that you will be prosecuted for check fraud and that Kentucky laws don't apply. You can get more money than you owe on the loan, plus attorney fees.
I hope your lawyer is mean.
National Asset Recovery, Inc.
Find a Location
Phone: (678) 578-1800
Fax: (678) 578-1801
PO Box 924047, Norcross, GA 30010
http://www.narincorporated.com