This is a collection agency, we are not here to scare people to pay their bill but to help them resolve the isssue on the payday loan that was taken out and never paid back. This company is Not a scam. we are
here to Help not Harm you.company is Walton Wright Assoc. If you have any problems or told anything you believe is unfair, Please contact me J.E. 404-957-6054
i got he call yesterday, and i dont appreciate them calling my family members or my work. i dont understand why i had been called, i have handled all my depts and had them payed off and now i am getting a call again telling me it was never paid off. i have advised all freinds never take out a payday loan, not mater what situation you are in, cause even if you pay it off, they come back a year later and claime you have not paid it off.. this company seems to not be a scam but i dont fell that i should have to pay a debt twice, so i am not paying it and they claim that it will go to court. let it.... i have nothing in my name but my car and its a pc of crap they can have it....
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>
Same old story, I owe them money on debts that I have documentation that have been paid off. The funny thing is that my call came from a different number and I was told to fax my proof to 678-819-4408, when I look up this number it's showing as a cell phone! Why is it do difficult for people to have an honest job and not try to scam the hard working people like us! I'll gladly see you in court and do not owe you anything including a document that contains all of my personal info! So mrs jones or ms Sharon get a real job!