Recieved a call from unknown number. Left a voicemail. Said there was a civil suit against my husband..he gave the make and models of my vehicles. Gave this number to contact. Said it was the law firm pressing charges. 404-692--6014. The caller identified himself as derek mcmaster
TOTAL SCAM 404-692-6014 THIS NUMBER BELONGS TO ACP- ADVANCED CHECK PROCESSING. DO NOT CALL OR TALK TO THEM FILE A COMPLAINT WITH FTC 877-382-4357 THEY WILL HELP WITH . ALSO CALL ATTORNEY GENERALS OFFICE IN YOUR AREA.. ACP A TOTAL SCAM THE LADY THATS KEEPS CALLING ME CORY DAVIS IS GOING TO JAIL THEY CANT TO [***] TO YOU ALL THEY CAN DO IS TRY TO INTIMITATE AND FRIGHTEN YOU.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
ﾕis seeking payment on a debt for a loan you do not recognize;
ﾕrefuses to give you a mailing address or phone number;
ﾕasks you for personal financial or sensitive information; or
ﾕexerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
ﾕAsk the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.ﾕStop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
ﾕDo not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ﾖ charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
ﾕContact your creditor. If the debt is legitimate ﾖ but you think the collector may not be ﾖ contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
ﾕReport the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
I had this happen just yesterday to my husband and something "smelt funny", especially since I am in school to become an attorney. This IS a scam. I have checked with the county, there is no record of this supposedly filed lawsuit and papers being served.