They said they were from Colby and Cochran Law firm and that if I ddin't pay $800 in 24 hrs they were going to put out a warrant for my arrest. It was for a Payday loan 4 years ago. Whenn I asked for acopy of the bill they said I would get to see it when they arrested me. Then when I asked for a physical address to go over and talk to them they got angry and said I just needed to send payment to a P.O. box.