They are fraudulent! DO not give them any information as they are not a real debt collection agency. They have purchased a list of names of people who at one time or another took out or applied for a payday loan. You DO NOT owe anything. Please disregard calls from these predatory bloodsuckers. They are hoping to get uniformed people (usually elderly) who will actually be frightened into giving them money (via credit card or bank account info) over the phone. These are sick, twisted predatory fake debt collection practices that are trying to scam. The people associated with this phone number should be ashamed of themselves!
Heh, they should be but I doubt very much that they're too worried about it themselves. I just got a call from them, and of course I didn't answer. 2nd call today.