Who called from 4049005163

keeps calling and looking for Cindy.  No Cindy lives here, or has ever lived here.  they will not leave me alone.  I have had my phone number since 1978, so I think that maybe anyone who had it before is long gone.

calls and says your name has been brought up in a investigation. No name no nothing.

Women called and left a message on vm saying I was listed in a compliant and she needed to speaker with me right away. Called back got a Stacy Porter vm.. thinking this is a scam...

Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.

If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:

The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:

Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

http://www.us1fs.net/

U.S.1 Financial LLC
5456 Peachtree Blvd. Suite #105
Atlanta, Ga 30341                                                                                    

Phone: 404-596-5653
Fax: 404-596-5657
Email: [email protected]

_____________________________________________

BBB:

This Business is not BBB Accredited
US 1 Financial LLC
(404) 220-8324
5456 Peachtree Blvd STE 105, Atlanta, GA 30341-2235
http://www.us1fs.net/
BBB® Non-Accredited C- Rating
On a scale of A+ to F
- See more at: http://www.bbb.org/atlanta/business-reviews/c ... h.qrzayAiT.dpuf

______________________________
I Believe this is an  outgrowth of:  

http://zenithfinancialgroup.net/  (they hide behind endless different names and numbers).  The name Chris Baker appears under Zenith and engages in the same sort of debt scamming.  Their favorite approach is to threaten people with jail time or arrests or warrants or whatever in order to extort money.   All under the guise of debt collecting.  Anita Townsend is another name that occurs under Zenith.  They've just changed names like they always do.

Zenith Financial Group LLC
3276 Burford Dr. Suite #104-178
Burford, GA 30519

Phone: 678-688-9886
Fax: 786-565-3004
Email:  [email protected]

http://www.bbb.org/atlanta/business-reviews/c ... ord-ga-27470431

This Business is not BBB Accredited
Zenith Financial Group LLC
Find a Location
(678) 688-9886
View Additional Phone Numbers
3276 Buford Dr Ste 104-178, Buford, GA 30519-5702
BBB® Non-Accredited F Rating
On a scale of A+ to F
- See more at: http://www.bbb.org/atlanta/business-reviews/c ... h.rSl0FXlO.dpuf

If you have received a threatening call from this "Chris Baker" or whatever he is calling himself these days or whatever he says h's company is , go to this site:  http://www.consumer.ftc.gov/

Make a report.  Also go to your local attorney general and make a compliant.  If they call you tell them you know it's a scam and that your are making a report of extortion with your local police.  Then do it!