They say they are a law office from GA and that there is a bill that we did not pay. They are ready to send it to court and have us served yet if we pay them with a major credit card over the phone right now they will not proceed with the courts. They refused to send anything in the mail stating the collections and when I mentioned I was going to talk to the sheriff she (her name was Natalie) became VERY upset and NASTY! Needless to say I hung up the phone! I searched them up online and cant find anything to verify they are who they say they are ......
No debt validation, no debt. It's that simple. If they call again, inform them you are recording the call (legal in most states) and having them prosecuted for attempted extortion and wire fraud. See how fast they hang up.
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).
Debt collector. Told them I hadn't received anything by mail. They said they sent it in June. As I don't have anything that I know of in collections I wouldn't verify my address. She said thank you and hung up.
THIS BUSINESS IS NOT BBB ACCREDITED
Brewton Law Firm, LLC
(404) 937-3660
1755 the Exchange SE STE 204,
Atlanta, GA 30339-7419
Fon a scale from A+ to F
BBB opened its file on Brewton Law Firm, LLC located in Atlanta, Georgia, in September 2014. BBB has received over 15 complaints from consumers regarding the collection practices of Brewton Law Firm, LLC. Consumers allege they are being contacted by the business stating that they owe for a bad check from years past, such as 5-11 years ago. Some consumers have stated that the business will quote the consumers' social security number as they are demanding payment. Other consumers allege that they paid Brewton Law Firm, LLC immediately by electronic payment and then weeks later an unauthorized amount was deducted from their bank account. Consumers also state that the business is demanding hundreds of dollars for bad checks that are lower than $20. Some consumers also assert that while requesting the business to send verification of the debt, the business will send a copy of their check.
The business has answered three complaints forwarded to them by BBB stating in one complaint that the consumer was contacted because of a check that was returned for non-sufficient funds and a copy of the check was shared with consumer via email to verify the legitimacy of the debt, but the consumer refused to satisfy the debt. Another response BBB received from the business in regards to another complaint stated that the consumer was called because of a worthless check that the consumer wrote. Thirteen complaints have remained unanswered as of September 2015.
BBB file opened: 09/19/2014
Business Category
Attorneys & Lawyers - Collections Law