I received a message from these people saying they was DTA investigations and for me to call back with a case # that was left in the message. But the number they called me from was 404 973-2105 so obviously they have multiple numbers.
We just got a call grom Criminal Investigation DTA and they left a msg that they are investigating a check fraud. Their # is 404-935-9490. How can we get our # off their list? They are a fraud co. What will happen if I called them after receiving the msg???
What you said was very rude. Just because someone doesnt pay a bill does not mean they are morally irresponsible. You cant lump everyone together like that, there are too many variables as to why each person didnt pay. With some, it may be that they just dont care. But with others, especially with todays economy and job market, its not that they dont want to pay, but they simply CANT.
And not everyone being called actually owes the debt. There are plenty of scammers out there. Not to mention that the way collection companies work...buying debts for pennies on the dollar, collecting, and then not always reporting to the original creditor that it has been paid, and often times reselling a debt they have already collected on...without validation of debt, ANYONE would be a fool to just pay a bill because you got a phone call. You need to ALWAYS request a physical address for the company, send them a certified letter requesting a V.O.D., and only deal with them if they provide this. If they dont validate, then you do not have to pay them a dime. If they do, well then try to pay them if you are able. But for any company to falsely represent themselves as investigators as a scare tactic, that is wrong, both morally and legally.
And just so you know, I have been getting phone calls from these people. Not for myself, but for my mother, who never owed any payday loans at all. And despite the fact that I have told them this, AND HAVE ALSO TOLD THEM THAT MY MOTHER PASSED AWAY A LITTLE OVER A MONTH AGO, these bottom feeders keep calling me. I offered to fax them a copy of the death certificate to prove this, but they said they dont need it. So, why keep calling me then?? Not all collection companies are bad or use these methods of harrassment, a lot of them are actually pretty reasonable and polite and will work with you as long as you make some effort to pay what you owe. But this one definitely does and should be shut down. If you want to call someone morally corupt, then maybe you should consider directing it to this company, because from what Ive seen and heard, they are total scum.