A real person left a message about a returned item wanting to know if I wanted to get it into "compliance" They asked me to return the call to a different number then what called. Just blocking them as I don't have any "returned items"
I was getting called previously by some DataCheck of america company but it looks as those has stopped and it was sold off to yet another scam collector. 404-942-3600 and 404-940-3600
Scam. I answered and this woman had my bank name, first and last name (before my divorce) and the last 4 of my social. She said she had old bounced checks from 14 years ago. Since I never bounced any checks I questioned her on the amounts and who they were written to. She was vague and said 2 grocery stores a retail store. When I said what was the name of the stores, she hung up on me. Scam!!!
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.
Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce
Follow the steps in what you need to know here:
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
-- defendants --
Stark Law LLC, also doing business as Stark Recovery; Stark Legal LLC
Ashton Asset Management Inc.
CHM Capital Group LLC, also d/b/a Capital Harris Miller & Associates
HKM Funding Ltd.
Pacific Capital Holdings Inc., formerly known as Charles Hunter Miller & Associates Inc. and also d/b/a Pacific Capital
Hirsh Mohindra, also d/b/a Ashton Lending LLC; Gaurav Mohindra; and Preetesh Patel
They called me about a check I supposedly wrote 16 years ago that bounced. They had my name and last for digits of my social. I told them they needed to send me a copy of the check with my signature.