On September 21, 2011 my ex-wife received a phone call on her cell phone from Adrian Taylor she's supposedly employed with Mediation Specialist. Ms. Taylor called from the following number 404-991-6877. She impersonated herself as an agent. And advised my ex-wife that her call was in reference to me as a defendant because some filed a case against me in Federal Courts for bank fraud and a warrant was issued for my arrest. However, the prosecutor did not find any bank fraud and turned the case over to Mediation Specialist. However, if I did not resolve the balance the arrest warrant would be activated. In addition to this I would have to appear in court, which would cost me $3000.00. And a judge would set up a payment plan for me, but I would have a Federal Felony Charge on my record. Upon speaking further with Ms. Taylor she conveyed that this matter was in reference to a payday cash advance loan taken out in the amount of $415 and it was not paid back in full and reporting it to the credit bureau had been exhausted. Ms. Taylor never provided me with the name of the cash advance store that I allegedly did not pay. She did state that the cash advance loan was in the amount of $415 and I had 24 to 48 hrs to pay $630 plus a $19.00 processing fee for a total of $649. The payment in full was demanded within 24-48 hrs with a Visa, MasterCard or Discover credit card to avoid being arrested, charged with a Federal Felony Charge and paying $3000.00 instead of $649.00.
However, after researching the number on the internet that Ms. Adrian Taylor called from it was discovered the number is located in Duluth, Georgia. I am alarmed about this company since 411 information did not have a listing for Mediation Specialists in the Atlanta and Duluth Georgia area. I have never received a bill from Mediation Specialist. And what alarms me the most is this company discussed this concern with my ex-wife and called her number instead of mines. We now feel that this call was a bogusl, so I am closing my bank account since I used poor judgment and provided Ms. Taylor with my Visa debit card number. I am not 100% sure if Media Specialist is a legitimate company and it is my introspection that Ms. Taylor is falsely impersonating herself as law enforcement official. And her colleague Upchurch who answers the phone on 404-991-6876.
On September 22, 2011, I made a request for this company to provide me with a physical address, P.O. Box #, letterhead with their company name, name of the cash advance company and bill reflecting the amount of the cash advance loan. My request was made over 30 mins ago and Ms. Adrian Taylor conveyed she was emailing me a copy of the bill. And I did not receive an email from her. However, she did provide me with the following P.O.Box 162955., Atlanta, Georgia 30321 and phone number 404-991-6860 ext 100. In addition to this she provided the following website address: www.MLACorp.net which belongs to some company Mauconduit & Luna.
Letters are given out of courtesy and not required. Check your state laws. You were notified by the creditor on the initial loan. Thus, all letter request have been statisfied. No one should have to hunt you down, or call, or send a letter to pay your bills when you consciously now in the back of your mind you took out the loan. Therefore, it should have been VOLUNTARY to pay account, BEFORE, garnishment, or credit report, or any type of interest added!
I received a similar call from the same person and was told almost the same thing. I was skeptial as to the legitimatcey of the call. I would like to know if I contact my local court office would they be able to confirm information that was provided to me by this person. I would like to know the outcome of your situation, if you dont mind.
Letters ARE required to be sent out after 5 days of first contact, that's FEDERAL law as stated in the FDCPA..
Debt is a CIVIL matter, not CRIMINAL ! You CANNOT threaten arrest on a debt.
People, contact the FTC, FBI, IRS, GBI, and the Duluth Police Department.
The feds hate it when people pose as agents.
Just ignore the SHILL,
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