* File a complaint with the FBI on their Internet Crime webpage http://www.ic3.gov/default.aspx
* File a complaint with the Attorney General for the state you live in
I had the same people call me today and they told me the same thing . i had a 300.00 pay day loan from 2012 that i never paid off ! ive never had a pay day loan and they told me i owe 798.00 now with charges n fees but would settle today only for 250.00 with a debit or credit card . Weird thing is they knew everything about me , i didnt pay but it was so weird .