some guy called my collection office from this number - they collect low end debt- lying con artists that don't abide by the rules, call from blocked or spoofed numbers. do not pay a dime to these criminals. sms management will answer the phone as corporate office - u can ask for what, and they wont say what corporate office... just say law office...
they just try to scare you to make payments - fingerhut, conns, Aarons, rent a center, pay day loans - if you owe anything on them, pay them to original lender.
A lady called me today and she stated I was going to be sued for a loan I know I paid had me so caught up on my day off and woke me up saying I owed 500 and couldn't tell me what the original loan amount was. So im not paying these scam artist
This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
When I answered, female asked for "Scotty". I told her that she had the wrong number. She asked, "you don't know Scotty?" I said no, and then we hung up.