This scammer calls with a recorded message and no operator on the line - which is illegal. They offer a guaranteed, unsecured loan of any amount up to $250,000 - all you have to do is leave your name, phone number, and the amount you need and they claim they will have someone call you. There is absolutely no reason that any intelligent human would believe this offer to be anything but fraud: they call out of the blue, their call violates federal law, and they promise you a quarter million dollar loan just for the asking? Really?