Got a call from this number this morning. I didn't answer but they left a message. Someone claimed to have spoken to me last week about lowering interest rates on my credit cards and consoldiating payments. I NEVER had any such conversation...definately someone phishing for personal/financial information. They asked me to call a toll free number 800 310 2148 so be wary of this number also. A lot of times people trying to steal personal information are able to scam dozens of people (possibly identity theft) and shut down their operation without a trace as to who they are before the authorities find out whats happening. This is happening more and more all over the country. Don't give out your personal information unless you call your lender directly and make sure it is a validated number.