It seems these bunch of crooks like to collect for so called Tribal Payday Loans, which are probably illegal to begin with and many States have gone to court to declare them null and void.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
PARKER, FELLOWS AND SMITH AKA PEAK FINANCIAL SERVICES
Posted in: http://800notes.com/Phone.aspx/1-406-434-6210
http://800notes.com/Phone.aspx/1-845-213-3069
http://800notes.com/Phone.aspx/1-213-293-3908
Web site for Peak lists them in Arizona: http://www.peakcollectionagency.com/ContactUs.html
Whois has this information on them:
peakcollectionagency.com registry whois Updated 1 second ago - Refresh
BBB gives Peak an A+ with no complaints or reviews and lists it as a partnership: http://www.bbb.org/phoenix/business-reviews/c ... nix-az-2002353/
LinkedIn page for one of the crooks that used to work there: https://www.linkedin.com/in/sarah-eckler-53b19131
Bizapedia has this on Parker:
Company Name: PARKER, FELLOWS AND SMITH LLC
File Number: 4942157
Filing State: Delaware (DE)
Filing Status: Unknown
Filing Date: February 16, 2011
Company Age: 5 Years, 7 Months
Registered Agent: Harvard Business Services, Inc.
16192 Coastal Highway
Lewes, DE 19958
Company Name: PEAK FINANCIAL SERVICES LLC
File Number: R10793430
Filing State: Arizona (AZ)
Domestic State: South Dakota (SD)
Filing Status: Appointed 10/11/2007
Filing Date: May 29, 2003
Company Age: 13 Years, 4 Months
Registered Agent: James Vehslage
2333 W Northern Ave
Ste 4
Phoenix, AZ 85021
Principal Address: 2333 W Northern Ave
Ste 4
Phoenix, AZ 85021
Business Category: Financial Services & Advising
Company Contacts
CANDACE CAREY
Manager
2333 W Northern Ave
Ste 4
Phoenix, AZ 85021
JAMES VEHSLAGE
Manager
2333 W Northern Ave
Ste 4
Phoenix, AZ 85021
It also seems that this crook owns a water company, a marketing company and a lot of other companies as well: http://www.bizapedia.com/people-search.aspx
Put his name in above search box and Arizona as the state.
This looks to be his house: https://www.google.com/maps/place/3544+W+Fall ... e9e8336!6m1!1e1
Arizona requires debt collectors to be licensed, there is no license under the names Peak or Parker, Fellows and Smith according to the Arizona Dept. of Financial Institutions which means they are collecting illegally.
Other complaints:
http://whocallsme.com/Phone-Number.aspx/8003949461
http://www.callhunter.com/tags/parker-fellows-and-smith
I found one case where Peak was sued:
https://dockets.justia.com/docket/california/cacdce/2:2008cv03876/418277
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.[/b
List of State AG’s offices: http://800notes.com/faq/attorney-general
Also file a complaint here with the Arizona Dept. of Financial Institutions: http://www.azdfi.gov/Consumers/Complaints/Complaints.html
Received message from "Flo" at Parker, Fellows and Smith (also known as Peak Financial Services) about alleged debt. One of several disguised numbers that they use. Need to provide written notification .
It seems these bunch of crooks like to collect for so called Tribal Payday Loans, which are probably illegal to begin with and many States have gone to court to declare them null and void.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
PARKER, FELLOWS AND SMITH AKA PEAK FINANCIAL SERVICES
Posted in: http://800notes.com/Phone.aspx/1-406-434-6210
http://800notes.com/Phone.aspx/1-845-213-3069
http://800notes.com/Phone.aspx/1-213-293-3908
Web site for Peak lists them in Arizona: http://www.peakcollectionagency.com/ContactUs.html
Whois has this information on them:
peakcollectionagency.com registry whois Updated 1 second ago - Refresh
BBB gives Peak an A+ with no complaints or reviews and lists it as a partnership: http://www.bbb.org/phoenix/business-reviews/c ... nix-az-2002353/
LinkedIn page for one of the crooks that used to work there: https://www.linkedin.com/in/sarah-eckler-53b19131
Bizapedia has this on Parker:
Company Name: PARKER, FELLOWS AND SMITH LLC
File Number: 4942157
Filing State: Delaware (DE)
Filing Status: Unknown
Filing Date: February 16, 2011
Company Age: 5 Years, 7 Months
Registered Agent: Harvard Business Services, Inc.
16192 Coastal Highway
Lewes, DE 19958
Company Name: PEAK FINANCIAL SERVICES LLC
File Number: R10793430
Filing State: Arizona (AZ)
Domestic State: South Dakota (SD)
Filing Status: Appointed 10/11/2007
Filing Date: May 29, 2003
Company Age: 13 Years, 4 Months
Registered Agent: James Vehslage
2333 W Northern Ave
Ste 4
Phoenix, AZ 85021
Principal Address: 2333 W Northern Ave
Ste 4
Phoenix, AZ 85021
Business Category: Financial Services & Advising
Company Contacts
CANDACE CAREY
Manager
2333 W Northern Ave
Ste 4
Phoenix, AZ 85021
JAMES VEHSLAGE
Manager
2333 W Northern Ave
Ste 4
Phoenix, AZ 85021
It also seems that this crook owns a water company, a marketing company and a lot of other companies as well: http://www.bizapedia.com/people-search.aspx
Put his name in above search box and Arizona as the state.
This looks to be his house: https://www.google.com/maps/place/3544+W+Fall ... e9e8336!6m1!1e1
Arizona requires debt collectors to be licensed, there is no license under the names Peak or Parker, Fellows and Smith according to the Arizona Dept. of Financial Institutions which means they are collecting illegally.
Other complaints:
http://whocallsme.com/Phone-Number.aspx/8003949461
http://www.callhunter.com/tags/parker-fellows-and-smith
I found one case where Peak was sued:
https://dockets.justia.com/docket/california/cacdce/2:2008cv03876/418277
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.[/b
List of State AG’s offices: http://800notes.com/faq/attorney-general
Also file a complaint here with the Arizona Dept. of Financial Institutions: http://www.azdfi.gov/Consumers/Complaints/Complaints.html