Got the terms conditions associated changes for the next billing cycle. Again, this is your final notice as it relates to the financial, stenya less. So press one now to take advantage of this today. Hello, this is Bridget with Cardholder Services calling in reference to your current credit card accounts. There are no problems currently with your account. It is urgent that you contact us concerning your eligibility for lowering your interest rates to as little as 1% eligibility expires shortly, so please consider this your final notice. Please press the number one on your phone now to speak with a live operator and lower your interest rates, or press the number 3. To discontinue further notices. Thank you. Have a great day.