I listened to the droll (again), punched '9' on my phone and this fairly nice guy answered. He made the typical credit card announcement and asked if that could help me out any. When I said that it would IF I had any credit cards, he responded with, "SHUT UP, YOU DUMB [***]!" Now, I ask you, what did that accomplish?! While I may be a '[***]' (I am female), how would he know whether I was "dumb" or not? Am I supposed to feel guilty because I don't have any credit cards?! I wish I knew what *company* this DUMB Ba$tard respresented 'cause I would call them and demand to talk with the "owner of the joint". Not that he/she would care, I'm sure, but it sure would be fun for me. Btw, my husband died unexpectantly on September 1st, so I'm in no mood for this crap.
This sounds like an Identity theft scam that is taking place. I got 2 calls already from similar number (last 4 digits different). On the 2nd call I had pressed 9 and got someone with an Indian accent, I think the call was made from India. The phone numbers are bogus on the caller ID, they use call spoofing (they call a certain phone#, enter in your phone#, then enter phone# they want to appear on caller ID which most likely is a dead number), when you try to redial number, you get: "The number you trying to call is restricted or unavailable". After I got someone on the line, I kindly told them that my number was on the National Do Not Call list & person hungup. If someone was calling regarding your credit cards, they would already have all the information on their system and not ask for credit card#, S.S.#, or Mother's maiden name. The only time that they need that info is if you initiated the call to prevent someone else from accessing your account.
Whenever I received a real call from the bank regarding a security issue on a credit card, they would leave a message, and I would have to call back using the phone# that was on file linked to my credit account. When I call the bank# (same phone# on credit card that says "In case of lost or being stolen") my account would automaticaly come up on the sytem, then I would need to verify account info to confirm that I am calling and not someone else. Do not give out personal info over the phone if someone calls you unexpectantly. By the way, I am a widower in TN, my wife passed away 17 months ago, and it was her cell phone# that is being called.
Received phone call on my cell phone. Recorded message saying to lower my credit card rate to 6.9%. Push 9 to speak to operator but must do now. Pushed 9 as directed but after 5 rings they did not answer.