This "Rachael" prompted "press 9 for a live representative" to speak about Credit (card) being fine, but this was the "last chance" to "lock-in" a low interest rate. A 5x incoming message loop with no opt-out, nor list removal of phone #'s. These are people looking for $something for ( ) Nothing. Ignore "Raxhael and don't give them the time of day!!
Repeated calls from Rachel offering me a lower rate on all of my credit cards. I stayed on the line to talk with a live person. He's in India; he would not answer questions about the company name, and hung up on me.