I am not sure what is happening.  I get this call indicating I have been accepted into this program which gets me into two programs, one being identity theft protection, which I need to check out but can cancel at no costs.  For my trouble, I get $100 in gas vouchers.  He verifies my address and name, which he already had!   ??  Hmmm!.  He asks for my email address, to send me details by the next morning.  I provide that.  Now, two mornings hence, no emails.  Unfortuneately, I was awaken from a nap and did not get enough details even though he mentioned the company several times, plus the background noise sounded like many others were on phonelines selling the same.  I will update if anything else "happens".  I provided no financial info. Since I have a 407 area code, I am wondering "cold call"?  My phone is a cell phone and I am checking my accounts daily.