Unsolicited credit card help. Called number back and got pre-recorded message about reducing my credit card interest rates. I don't have any credit card debt or any debt for that matter.
Yep, this was "Rachel" the robot voice offering to lower interest rates on my Credit Card. I have a special routine for these folks that takes up some of their time, and makes them constantly sensitive as to whether they have a Sucker or a Punker on the line. I "press 1" when prompted, to talk to an actual human, then listen to their spiel, slowly asking a question or two. When they ask for a CC#, I have one written down (completely made up & bogus, of course) and s l o o o w l y read the numbers, exp date and security code. When it comes back invalid, I read it again, this time changing a number, like a 3 to an 8 (hey, my eyes aren't as good as they used to be...). Repeat as necessary, until you sense they are getting antsy. At this point I like to ask if they want the bank's phone number on the card's back - for some reason, mine reads "1-800-National Do-Not-Call Registry". If we want them to go away, we're going to have to hit them where it hurts- their bottom line...