I am a real debt collector of more than 9yrs and I can tell you one thing - what they're doing is highly illegal per the Fair Debt Collections Practices Act. Check out the FDCPA via the internet. Also research your state laws that govern 3rd party collectors, if they are more strict they supersede the federal laws.. All complaints concerning this particular violator of the FDCPA should be directed to your states Attorney General's Office.
The collector also got so angry that he refused to transfer my husbands call to a supervisor and began cursing him out. He also left a highly illegal voice mail stating that my husbands Social Security Number was under investigation and that he would be in "trouble" if he didn't return the phone call immediately!
In my husbands situation alone, there were countless violations. The collector can be held liable for a thousand dollars per violation. You can also sue the represented company for the actions of the collector. EACH AND EVERY ONE OF US can pursue a claim against the COMPANY if anyone can actually IDENTIFY THE COMPANY THAT THIS MAN CLAIMS TO REPRESENT.
I am actively skip tracing this man and any information I discover, I will post it to this blog!
No collector with the right ethics would ever treat anyone the way that this man does. I would be completely mortified if I ever thought that I had treated a debtor in this manner!
RECORD ALL CONVERSATIONS WITH THIS MAN AND SAVE ALL VOICE MAILS, WE ALL HAVE IRONCLAD CASES AGAINST THIS COLLECTOR AND THE COMPANY HE REPRESENTS!
i am so mad i got plenty of phone calls from this guy i know that i had not taking out any kind of loan but when he said cops coming to my house my mom said how much was it he told me 315 so she said pay i have giving him 100 dollars mofo want be getting [***] else wish i had this site before i lost my 100 dollars i got a lawyer now like to see him try now i have all the rude voice mail messages and stuff from him and fax documents to im so [***]