As above, received this text:  "I am following up with you regarding your past inquiry about HELP you getting a Business loan.  If you still need help reply "YES" to this message." on 03JAN17.  I do own a business but I have NEVER made any inquiries to anyone regarding business funding.  Yeah, where can I sign up for that..."Sure!  I'm stupid!  Can you PLEASE loan me money at a 50% interest rate?"