Called me today telling I have commited check fraud with an online payday loan from 2007. I called the payday loan company and they have never heard of me. Berkowitz, Kemp and Gallo also called me by my nickname and somehow got my husbands cell phone number and nickname. I have reported them to the Ohio Attorney General office.
This company contacted me about an outstanding debt and possibly being sued but are unable to provide any details about the closed account. This company contacted an old number that I have not used as a contact number in over 11 years. They left the number 8779315499 with my elderly grandmother for me to reach someone about picking up a package. The call was from Feldman, Meade and Associates. The person "handling my account" identified themself as a pre-litigation officer named Jacob Adamo. He advised me I had a Mastercard in 2003 that is currently in collections for the amount of $585.26. I asked how they got my grandmother's phone number as a contact number because I havent lived at that address in several years. He said they did a "skip tracing" on me and came up with that. The address I was supposedly living at when I opened the card was my first apartment I had with 1 room mate whom I hardly ever saw because she was working and in college just like I was. I told this guy that I needed some additional information about this old account because to my knowledge I never opened a credit card during that time. He advised that wouldnt be possible through them and I would have to request that information through the courts. I found that very strange. I forgot to ask which bank the card was with (HBSC, GE Moneybank, etc.) so I can get more info. I will be calling this Jacob character back and will ask for that information. So later in the conversation he tells me I can pay the balance in full today or I can set up monthly installements in which they charge an additional $100.00 so the total will be $685.26 that I will be paying off but and if it goes to court I will be responsible for the total balance plus interest which is $2503.42. I asked for a document or final bill be mailed to my current address regarding this and he declined. He advises me something has already been sent it wouldnt have been a bill but a collections letter. I told him I never received anything. He proceeds with his "payment arrangement options" of 171.30 per month to settle the debt. Again I asked for an official letter regarding our conversation. I gave him my email address and current mailing address. He says he'll email me something in about 15 minutes. I say ok and we end the call. VERY SUSPICIOUS. I received an email about 15-20 minutes later with the name Berkowitz, Kemp, and Gallo on it. Their contact number is 8884477712, Original Creditor: First Delaware Bank, an account number, a case file number, and an amount due of 2503.42. This is only an email that was drafted. Not a PDF doc on business letterhead or anything that seemed legit. I called Jacob again to ask for a more official document or statement, he said that is all he could provide. I then received an important phone call and hung up with him. Needless to say I am not buying this.
This company contacted me about an outstanding debt and possibly being sued but are unable to provide any details about the closed account. This company contacted an old number that I have not used as a contact number in over 11 years. They left the number 8779315499 with my elderly grandmother for me to reach someone about picking up a package. The call was from Feldman, Meade and Associates. The person "handling my account" identified themself as a pre-litigation officer named Jacob Adamo. He advised me I had a Mastercard in 2003 that is currently in collections for the amount of $585.26. I asked how they got my grandmother's phone number as a contact number because I havent lived at that address in several years. He said they did a "skip tracing" on me and came up with that. The address I was supposedly living at when I opened the card was my first apartment I had with 1 room mate whom I hardly ever saw because she was working and in college just like I was. I told this guy that I needed some additional information about this old account because to my knowledge I never opened a credit card during that time. He advised that wouldnt be possible through them and I would have to request that information through the courts. I found that very strange. I forgot to ask which bank the card was with (HBSC, GE Moneybank, etc.) so I can get more info. I will be calling this Jacob character back and will ask for that information. So later in the conversation he tells me I can pay the balance in full today or I can set up monthly installements in which they charge an additional $100.00 so the total will be $685.26 that I will be paying off but and if it goes to court I will be responsible for the total balance plus interest which is $2503.42. I asked for a document or final bill be mailed to my current address regarding this and he declined. He advises me something has already been sent it wouldnt have been a bill but a collections letter. I told him I never received anything. He proceeds with his "payment arrangement options" of 171.30 per month to settle the debt. Again I asked for an official letter regarding our conversation. I gave him my email address and current mailing address. He says he'll email me something in about 15 minutes. I say ok and we end the call. VERY SUSPICIOUS. I received an email about 15-20 minutes later with the name Berkowitz, Kemp, and Gallo on it. Their contact number is 8884477712, Original Creditor: First Delaware Bank, an account number, a case file number, and an amount due of 2503.42. This is only an email that was drafted. Not a PDF doc on business letterhead or anything that seemed legit. I called Jacob again to ask for a more official document or statement, he said that is all he could provide. I then received an important phone call and hung up with him. Needless to say I am not buying this.
This company contacted me about an outstanding debt and possibly being sued but are unable to provide any details about the closed account. This company contacted an old number that I have not used as a contact number in over 11 years. They left the number 8779315499 with my elderly grandmother for me to reach someone about picking up a package. The call was from Feldman, Meade and Associates. The person "handling my account" identified themself as a pre-litigation officer named Jacob Adamo. He advised me I had a Mastercard in 2003 that is currently in collections for the amount of $585.26. I asked how they got my grandmother's phone number as a contact number because I havent lived at that address in several years. He said they did a "skip tracing" on me and came up with that. The address I was supposedly living at when I opened the card was my first apartment I had with 1 room mate whom I hardly ever saw because she was working and in college just like I was. I told this guy that I needed some additional information about this old account because to my knowledge I never opened a credit card during that time. He advised that wouldnt be possible through them and I would have to request that information through the courts. I found that very strange. I forgot to ask which bank the card was with (HBSC, GE Moneybank, etc.) so I can get more info. I will be calling this Jacob character back and will ask for that information. So later in the conversation he tells me I can pay the balance in full today or I can set up monthly installements in which they charge an additional $100.00 so the total will be $685.26 that I will be paying off but and if it goes to court I will be responsible for the total balance plus interest which is $2503.42. I asked for a document or final bill be mailed to my current address regarding this and he declined. He advises me something has already been sent it wouldnt have been a bill but a collections letter. I told him I never received anything. He proceeds with his "payment arrangement options" of 171.30 per month to settle the debt. Again I asked for an official letter regarding our conversation. I gave him my email address and current mailing address. He says he'll email me something in about 15 minutes. I say ok and we end the call. VERY SUSPICIOUS. I received an email about 15-20 minutes later with the name Berkowitz, Kemp, and Gallo on it. Their contact number is 8884477712, Original Creditor: First Delaware Bank, an account number, a case file number, and an amount due of 2503.42. This is only an email that was drafted. Not a PDF doc on business letterhead or anything that seemed legit. I called Jacob again to ask for a more official document or statement, he said that is all he could provide. I then received an important phone call and hung up with him. Needless to say I am not buying this.
The same exact thing happened to me about 15 minutes ago. This guy is trying to rob people. I checked my credit reports back to 2002 and had no debt even close to what he claimed. I did get him to send an e-mail to a (b.s.) aol account and have a hard copy. I am filing it with the police department.
I don't know why my last message was not posted. I will shorten what I wrote prior:
This is a collection agency out of Orlando. I am located in Sanford so when they asked me to pay a bill I insisted on doing it in person. The office is in downtown Orlando at 35 Pine st (Maybe W pine?). It is a very small office but they had did have a license.
I have had a lot of debts in the past, and this collector is no different. They buy your debts for a discounted price. Just offer to pay them a small amount a month.