I believe this is a company that offers vacations (as a member) at substantial savings using a points system to purchase the travel/cruises. It is a great program, and once you pay a down payment, you pay an annual fee which is a lot less than what you would normally pay for the vacation as a non-member. They are in Kissimmee/Orlando, FL area and if you have never done business with them, you may have been referred by someone who thinks you too would benefit from learning about the program. (Not a time share). You would then be invited to a seminar where you are offered a free cruise, and some other incentives...just for listening. (Keep in mind nothing is ever really free and there are hoops to jump through for the incentives but you can get them). If you have been with the company already, they may be calling to remind you of your annual fee which is due.
I keep getting called by these people and even when I say that I'm not interested, they just keep persisting. Tonight the man said he was an executive director and that all I needed to do was listen. I told him I wasn't interested and he said "so if someone offered you a million dollars if you just listened, you'd say you weren't interested?" and I told him my answer would be the same because nothing is free. I have asked them time and again to stop calling me, but I still get called every month or two.