Received a call this morning but they didn't leave a message. I called back, they said I qualify to receive a $100 gift card for visiting a recent merchant (they named many that I frequently visit of course). Here's the catch..."all you have to do is pay an activation fee of $3.00 with a Visa or Mastercard". I told them no thanks and he preceded to tell me I could track it through my banking. They wanted access to my account in other words. SCAM!!!
Got a call about a gift card I was selling on Craig's List. Complete scam. They use a listening device to read the tones you hit and ask you to "check the balance" one a three way call. You check it, they then have your gift card to spend online. I realized early enough and froze the card and had it replaced.