THIS IS A SCAM. Scammers are using bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.
Well let me start by saying that I read all these posts after I had already paid these FAKE/FRAUDS $685!!!...Being young and, I got intimidated with the thought of going to jail. I got a call first from a (845) 977-6361 number one day with a guy by the name of "Gary Thompson" saying that I owed money to a payday loan I had taken out YEARS back. Again being young and naive, I paid the man what he was asking for, $300. He then said "thank you, I will be sending you all the documents stating that your loan has been paid off and settled in full" COMPLETE BS, never recieved anything at all. The same day of paying that, I checked my pre-paid visa to see what company was collecting my debt and how much $ they had collected and sure enough, they ran my card for more than what they had told me!!!...I call back and the guy says "let me have my processing center give you a call back and explain what happened", I said ok. 2 mins later I was getting the call from the number used many times here, (408) 663-9405 with "Shawn Michael" on the line stating that yes I had paid in full with the other company but that was just to cover the attorney fees, that now I had to pay the actual debt which was $385. After argueing for a few mins I was like "whatever ok Ill pay " He set me up to pay the $385 in weekly (3 payments of $100 and one final of $85). During these weeks I got NUMEROUS calls from other "OFFICERS of the court" stating I owed more and more money. I ignored them, and just listened to their THREATENING messages and just asked myself "what the hell did I get into??" Finally I had paid off the "remaining" balance and again was told that I would be faxed or emailed all the court affidavates and paperwork stating my case was closed and paid IN FULL, once again, I NEVER got anything!...
All I have to say is PLEASE PLEASE PLEASE be VERY aware of where you're putting all ur PERSONAL info, you never know who really reads this, and DONT EVER PAY ANYTHING over the phone like I did!!...Specially something you have very little to no information about. I THANK ALL OF YOU that posted your stories on here as now I can relax a little and just take the calls I get form these MIDDLE EASTERN people as a JOKE!!..