they said they were cash advance and i was speaking to michael phillips they said i got approved $4,995 and all i needed is to pay for an insurance etc and pay tax to tax because of the amount being wire transfer to me and had to pay 662 plus 692 and 495 plus $215 for insurance and they said it will be in my acct within 15-20 mins till now i didnt receive any amount on my account made me transfer funds through money gram by the receiver name Charles Everett Hawkins i hope this is not a scam made me pay $2000 plus for it to be funded
dont do it f*** them esp if they sound like self made bombers (middle eastern) i lost $2,200 because of them and i needed the money for the holidays [***]
Things to remember about loans offered by phone or e-mail: (Pay attention to item #4!)
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either a. threatening you or b. offering you something, you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and sometimes members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html
9. And here: http://www.ic3.gov/default.aspx