Things to remember about loans offered by phone or e-mail:
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either a. threatening you or b. offering you something, you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and sometimes members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html
Im wondering the same, I applied online for loans and the service only offering was Bermans lending agency. A secured loan. Money upfront. I cannot gind anything on this company even thr better business bureau came up with nothing....
In the United States, in every State, a request for a fee in advance to obtain a loan is illegal. There are many advance fee (fake) loan scams. I wouldn't do it if I were you.
I was also offered a loan of 10,000.00 pre approved and all from one of the loan officers. Would also like to know if this is a scam because to tell you the truth this seems to good to be true but there is a catch you have to make a payment first to them before getteing your loan.. Does this sound like a scam.