This company keeps calling, I have no outstanding bills with PAMF. I even sent a letter to them from PAMF stating I have no outstanding debt. I told the rude woman and she snarkly made some rude comments about noting it on my account. BEWARE!!! They will try to collect regardless of whether or not you have an outstanding bill. If I really had an outstanding bill  they would have not just stated they would make a note that the debt was settled. We all know these companies are ruthless with harassing people. They know I have no debt to speak of and are just trying to collect money from people.