Web page comes up blank in Firefox for me.
BBB gives them an A+ with 3 complaints: http://www.bbb.org/new-jersey/business-review ... on-nj-90005320/
Some information on these criminals: http://www.creditinfocenter.com/community/topic/285215-any-one-ever-heard-of/
Bizapedia has them in business since 2007 in New Jersey. New Jersey wants money for any information, but I found a Bizapedia registration in Nevada that lists the head criminals and also note that their charter was revoked:
http://www.bizapedia.com/nv/ASSIGNED-CREDIT-SOLUTIONS-INC.html
Actually there are a lot of charters in different states that are revoked, not in good standing, etc: http://www.bizapedia.com/company-search.aspx? ... NS&c=&spn=&ji=0
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Does that number look like anything good would come from it? Send them to 7726 for SPAM and your carrier should help you out. Why would crooks care about any laws? Where in the US would a legitimate collection agency send obscene texts from numbers like that?