cap one / nco - PUT ME ON YOUR DO NOT CALL LIST !!!.
my 5 month old cell number which i have never given out means i cannot be the party you are looking for and FDCPA says you cannot tell a third party about anothers debt - which is too obvious when you call TOO OFTEN and refer to an important business matter..
(federal DNC list only applies to telemarketers. not collectors, political, or charities -
why not a DO NOT CALL PERIOD LIST ???)
i have never given my cell phone number out. i just got it in march 2011. they filled up my voicemail with hold music twice when i left my cell phone off (what i there was an emergency in the family ???) when i left my cell phone off. if i reject call they dont leave message. and i start my outgoing message with SIT tones. havent had a message in my cell voicemail when i not answer cell phone. in fact i have a ringtone that is silence. every now and then i see if someone IMPORTANT called. nope. just them. much more of this and i will get my cell phone number changed. i only use it for outgoing calls..i dont want to call from other than a pay phone and i cant find one anymore to tell em that there is no way the call is for me (in fact one caller asked for jah-el sp? ... not me !!!).
i think, according to the FDCPA, it is illegal for debt collectors to call cell phones as it makes the amount owed higher having to spend cell phone $. basically it is making the debt more without going through proper legal channels, which is a no no. so tell them they are calling a cell phone and you think they are in violation of FDCPA since its costing money to talk to them.
btw: Once a debt passes beyond the statute of limitation in your state, a debt collector no longer has the right to sue you for payment. You may still have a moral obligation to pay back an old, forgotten debt, but you can't be sued over it. Any debt collector who threatens to sue you over a debt that is beyond the statute of limitation in your state is in violation of the Fair Debt Collection Practices Act (FDCPA).
Someone at this number called eight times today. I received no answer the first few times that I picked up. When they called an eighth time there was silence at first and the person on the line asked for my brother-in-law by name. I said that "he does not live here" and they hung up on me. After that there were no more calls. A shy misdirected bill collector?
Called my CELL phone on friggin NEW YEAR's DAY (a HOLIDAY fer chrissake). Left no message, and of course I didn't answer as I had no idea who the number belonged to. Guess they're getting good overtime money to harass people.
Since 12/7/09, I have rec'd 67 phone calls from this number. They never leave me a voicemail and when I call back, I get "please hold for the next customer service rep". I do not have a Capitol One card. This is extrmely annoying and I have had to turn my ringer off just so that I don't go crazy from all of the calls. This is completely ridiculous, there has to be something that can be done to get them to stop calling!
Seriously.. they call my husbands cell and mine at the exact same time and it starts from 8am up till 10 at night. they call about 7 times a day.. they even called us on Christmas.. what is up with that!!!